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A parent cannot update their payment account, the school will have to deactivate the current payment account so the parent can re-add the correct version.
To deactivate the old account, navigate to the Payment Accounts tab on the Household Record, click into the Checkout Payment Account ID you wish to deactivate and then run the “Deactivate Payment Account” procedure from the Action menu. After this has been deactivated the parent will not see this Payment Account in their VC Pay Wallet.